Before you take your sailboats, jet boats or ski boats out on the water this summer, take time to evaluate your coverage. Do not assume that it is the right protection when you plan to fish and ski this summer. Personal watercraft insurance needs are variable and sometimes you will need to purchase additional protection for pontoons, runabouts or bass boats. Read Through the Policy Never assume that the cabin cruisers policy is appropriate just because it has the right type of name for the boat. Take time to read through the details to determine if it is protecting your boat from the risks you may face over the summer. Purchase a New Policy If you discover that the current policy is not appropriate for your needs, then take the time to look for additional protection or a new plan. Insurance is a vital part of protecting your assets. The right insurance for your boat will depend on your plans, the risks and the type of watercraft you own. Depending on the boat and your plans, you may need to purchase additional insurance. To learn more about boat coverage options in Northern California, contact Gateway Professional Insurance Services.