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Commercial Auto Insurance

from Gateway Insurance

In much the same way that all individual drivers need personal car insurance, businesses need commercial vehicle insurance. Even if your company doesn’t own a fleet of vehicles, you need commercial car insurance if you or any employee drives on company business. Gateway Insurance works with a number of top-rated insurers to provide commercial auto coverage for many different companies.

Who Needs Commercial Auto Insurance

Naturally, livery companies and other businesses with fleets of vehicles require commercial car insurance. Other companies that need this coverage include

  • Property management companies with company-owned vehicles or machinery
  • Lawn care businesses
  • Pizza places that deliver, whether or not they deliver in company-owned vehicles
  • Catering companies
  • Florists
  • Country clubs
  • Any business with employees that rent vehicles while on company business

What Commercial Vehicle Policies Cover

As with all types of insurance, commercial auto policies come with a variety of coverage options. Commercial vehicle insurance policies can be written for both owned and non-owned vehicles. This means that you can insure a fleet of vehicles owned by your business as well as vehicles owned or rented by employees.

If your delivery drivers drive their own vehicles for deliveries, personal car insurance won’t protect your drivers in the event of an on-the-job accident. The same goes for office personnel running errands in personally owned vehicles. Business travelers who rent cars also need to be protected by a commercial vehicle policy.

Commercial coverage options available from Gateway Insurance include

  • Property and medical liability coverage
  • Collision insurance
  • Comprehensive insurance

Every business has a different set of insurance needs. Your company probably needs some type of commercial auto coverage. You can fill out an easy online information request form in order to learn more. If you’d like to speak directly to an insurance professional, call our office during regular business hours. We look forward to helping you protect your business and your employees.

Want to find out more about your Business Insurance options?

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Vacaville Commercial Auto insurance

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Vacaville, California 95687

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