Boat Insurance

No matter how much you enjoy relaxing on the water, you’ll have a better time knowing your boat, your belongings and your passengers are covered with an excellent insurance policy. The independent agents at Gateway Insurance understand your passion for boating, and we also understand the time and money you’ve invested in your watercraft. Why not let us help you protect it?

Benefits of Boat Insurance

The state of California doesn’t require recreational boaters to carry boat insurance. However, if you have an accident on the water, boat insurance can help you repair your craft, avoid personal liability for the safety of others, and more. The best news is that you can insure most watercraft for less than a dollar a day.

Your Policy Options

Policy options for boat insurance are similar to those for car insurance. They include

• Liability coverage to cover repairs and injuries to others in the event that you are deemed at-fault in a boating accident
• Medical payments coverage for you, your passengers and water skiers/tubers in the event that medical treatment is required following a boating accident
• Physical damage coverage to pay for repairs to your watercraft in the event of an accident, theft or other covered incident
• Underinsured/uninsured watercraft coverage to protect you, your passengers and your boat in the event of an encounter with an underinsured boater
• Fuel cleanup and wreckage removal to help with the cost of cleanup after a covered boating incident
• Towing and emergency assistance in case you get stranded on the water
• Unattached equipment coverage to cover items such as lifesaving equipment, water skis and anchors
• Personal effects coverage to protect personal items such as jewelry, electronics, fishing gear and diving equipment

You work hard, and you deserve the opportunity to play hard too. With the right boat insurance policy, you can really relax, knowing that your watercraft, your belongings and your passengers are protected. Get started today with a free online quote. To speak with an independent insurance professional, call Gateway Insurance during regular business hours.