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Lic. #0695062
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Life Insurance Review Only you can know for sure. For most people discussing life insurance is a personal matter. It has a lot to do with what we earn and the kind of people we are. In addition, the products can seem foreign and complicated. That is where we can help, with a no pressure, clear explanation of the types of insurance available to meet your specific needs. Most people agree that life insurance is necessary. If you have a family, there should be no question. The confusing part is figuring out how much and what type to buy. The following self review is a good place to start. |
| Insurance Review
Here are some questions to help you determine how much life insurance protection you need. Final Expenses: how much money would be needed to clear up short-term obligations and pay for final expenses? Consider medical costs, funeral expenses and consumer debt. Mortgage Payoff: How much money is needed to pay off your mortgage of provide family housing? Income Replacement: How long would you want to extend your income stream? Education: How much will your children/grandchildren need to complete their education? |
Total final expenses | $ [A] |
| Total Housing Expense | $ [B] | |
| Number of years | # | |
| X Current annual Income | $ | |
| = Total Income Replacement | $ [C] | |
| Annual Tuition | $ | |
| X Number of Years | # | |
| X Number of Children | # | |
| = Total Tuition Expense | $ [D] | |
| Total Life Insurance Needed Today | A+B+C+D | $ |
| - Current amount of Insurance | $ | |
| Total Life Insurance Deficit/Surplus | $ |
| If your totals show that you need more insurance, please
contact us by phone at 707-446-9864 or
We can
help you find a way to get the coverage you need at a price that
fits your budget.
Need comes first. Our priority is to use your available premium dollars to buy the life insurance protection you need. We will never recommend a policy that breaks your budget or that fits your budget but does not meet your needs. |
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For all your Insurance needs! |
| IMPORTANT NOTE: This web site provides only a simplified description of these coverage's and is not a statement of contract. Coverage may not apply in all states. For complete details of coverage's, conditions, limits and losses not covered, be sure to read the policy, including all endorsements. Gateway Professional Insurance is licensed in the state of California, license # 0695062. Properties must be in the state of California for us to provide insurance. |
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